blog, blogging, budgeting, money

Fall Budgeting*

Now that it is officially Fall , this is the perfect time to look over your finances and look to make sure your budget works for the next few months.  Since the holidays are coming up this is the perfect time to set a budget for upcoming holiday expenses.

A lot of banks have special holiday accounts that you can put money into for holiday spending. First, if you have kids your kids will need costumes for Halloween which have gotten pricier over the years. If you can’t save for that look to get creative and make a homemade costume. Thanksgiving ,depending on if you are hosting or going to someone else’s home, can be pretty costly. Look out for all the different deals at your local grocery stores and look to utilize coupons to help save money. For Christmas, which can be the most costly holiday of the year should most definitely be budgeted months beforehand so you do not have to go into debt by using credit cards to afford presents for others. With all the holiday events that occur, it is easy to drive yourself into debt.

The best thing to do is get ahead of the curve. The holidays occur every year at the same time so it should be no surprise at the expenses that can pile up. Make a plan now so the holidays don’t become stressful or affect your financial standing.

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